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Credit Purchase

Our  Empowerment Scheme helps active Savings & Credit Customers to acquire assets of choice such as Vehicles, Electronics & Properties of choice with an initial deposit of 35% and balance spread over 12 months period.

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Frequently Asked Questions


You will need a minimum deposit of 35% of the Asset Purchase Cost.

We don't have a minimum household income, however, the asset you intend to acquire should not exceed 40% of your annual income.

A. How much money you have for your initial deposit
B. Your annual and household income
C. Your credit report
D. If you've been declared bankrupt or defaulted payment